Demerit Points and the Ontario Demerit Point System
Demerit Points are regulated by the Ontario Ministry of Transportation. The system is regulated under under an Ontario Regulation Ontario Regulation 339/94
Points are not lost or taken away, they are gained as the result of a conviction for a traffic ticket under the Highway Traffic Act of Ontario.
This site explains the relationship between demerit points, and the insurance implications.
Demerit points have different effects for different classes of drivers licenses. If you accumulate too many points, depending upon your class of drivers license the Ministry of Transportation can suspend your drivers license for thirty (30) days to six (6) months.
This site gives you the information you need about demerit points, different classes of drivers licenses and how demerit points affect you and your drivers license.