List of Demerit Points
Demerit points are applied to the drivers licence or insurance only after the ticket is paid or the driver is convicted in court.
Demerit Points – What You Need to Know
- Demerit points are accumulated, not lost.
- Tickets for G1 and G2 Novice Drivers can have licence suspensions
- Licence suspensions and convictions dramatically affect insurance rates
- Save points by fighting the ticket.
Ontario Demerit Points
Many times the accumulation of demerit points can be avoided by fighting speeding and traffic tickets.
Most Ontario traffic ticket courts will reduce traffic tickets where the driver disputes the matter.
Should the case go to trial and the charge dismissed, no conviction, demerits or record will appear on the drivers abstract/record.
Convictions for moving violations are what affect insurance rates, not demerit points.
| Offence | Points |
|---|---|
| Speeding 15km/h or less | 0 |
| Speeding 16km/h to 29km/h | 3 |
| Speeding 30km/h to 49km/h | 4 |
| Speeding more than 50km/h | 6 |
| Stunt Driving | 7 |
| Racing | 6 |
| Careless Driving | 6 |
| Cell Phone - Distracted Driving | 3 |
| Cross Divided Highway | 3 |
| Drive in Prohibited Lane - HOV Lanes | 3 |
| Drive in High Occupancy Lane | 3 |
| Drive through railway barrier | 3 |
| Disobey Stop Sign | 3 |
| Disobey Red Light | 3 |
| Disobey Sign - Bylaw | 2 |
| Disobey Police Officer | 3 |
| Drive Wrong Way | 3 |
| Fail to Remain at Accident | 7 |
| Fail to Report Accident | 3 |
| Failing to Yield Right of Way | 3 |
| Fail to Stop for Police | 7 |
| Fail to Stop for School Bus | 6 |
| Fail to Lower High Beam | 2 |
| Fail to Share Roadway | 2 |
| Fail to Stop for Emergency Vehicles | 3 |
| Failing to Signal | 2 |
| Following too Closely | 4 |
| Improper Passing | 2 |
| Improperly Open Door | 2 |
| Pass off Roadway | 2 |
| Pedestrian Crossover | 2 |
| Proceed Contrary to Sign | 2 |
| Radar Warning Device | 3 |
| Seat Belts | 2 |
| Slow Driving | 2 |
| Turn not in Safety | 2 |
Insurance Implications
Insurance companies look at convictions not demerits to access how much you will pay for insurance.
Convictions affect your insurance, including ANY traffic ticket, even for minor offences e.g. speeding 10 over the limit.
Demerit points only affect licence suspensions. Depending upon the class of licence accumulating demerit points can cause the licence to be suspended.
This is an information site only. The list of demerit points may not be complete and the complete up to date list of demerit points is available at the Ontario Ministry of Transportation. Demerit points are accumulated not lost. The accumulation of demerit points can result in licence suspensions for drivers.
