Out of Province Traffic Tickets
Traffic tickets from other provinces and the United States can go on your licence under reciprocal agreements.
Out of Province Traffic Tickets
Drivers who receive out of province traffic tickets receive any associated demerit points on their Ontario drivers licence.
Out of provinces convictions are considered to be any traffic ticket from:
- any other province in Canada
- New York State
- Michigan State
Where a driver receives an out of province conviction, the transportation agency will notify the Ontario Ministry of Transport.
The Ontario Ministry of Transport will then register that conviction on the driving record.
Any demerit points will be added for the offence.
The points and conviction will be treated like any other conviction but will be registered on the licence as an “Out of Province Conviction”
Traffic tickets are applied to Ontario traffic tickets under reciprocal agreements.
When Demerit Points Appear on the Licence
Demerit points are added to the driver’s licence only after the driver has been convicted of the traffic ticket, or the driver pays the ticket.
Drivers can reduce the amount of time demerits are on the driving record by applying for a trial date.
The demerit points do not go on the driver record until the court date, which maybe three (3) to twelve (12) months from the offence date, depending upon the court.
Demerit points are kept on the driving record or driving abstract for two (2) years from the date the driver received the ticket, but the demerit points only go on the driving record upon conviction or payment.
The conviction or sometimes called a “line on your abstract” for the traffic ticket goes on the driving record for 3 years from the court date, or 3 years from the date the ticket was paid.
Traffic Ticket and Insurance
Insurance companies categorize convictions on a driving record (abstract) as:
- Minor traffic convictions, and
- Major traffic convictions
Minor traffic tickets with the associated demerit points are tickets such as, speeding under 50km/h, red lights, turning violations.
Minor traffic tickets may increase the insurance, to which three minor tickets can put the driver into high risk insurance rates.
Major traffic tickets are tickets such as speeding 50km/h or more, careless driving, and fail to remain accidents.
Major tickets will immediately increase the insurance, the driver may be refused insurance or put into high risk or facility insurance.
As insurance companies are private for profit businesses they set their own rates for increases as they see fit.
As a general rule the more traffic tickets the driver has, the higher the insurance rates will be.
